Get Some! (health insurance)

reason.tv’s Nick Gillespie isn’t making a run for the White House, but he knows how to get coverage to at least half of the 45 million Americans who need it. And while Barack Obama and John McCain argue about who’s got the best health care plan, each ignores the simplest solution. Call it the Gillespie Plan: If you want health insurance, get some.

“Of people currently classified as uninsured, a conservative estimate says about 45 percent of them would be able to get health insurance right now if they wanted it,” says economist Glen Whitman. That estimate comes from a study headed by a Johns Hopkins University researcher, which separates those who could get insurance into one of two categories: Those who earn enough money to buy it, and those who qualify for existing government programs.

So how about some real straight talk for a change? If we separate those who can’t get coverage from those who can, we can focus more on helping the needy. “So if you can get coverage,” says Gillespie, “don’t wait for Washington. Go on out and get some.”

“Get Some” is written and produced by Ted Balaker. The director of photography is Alex Manning.

I can’t embed the video — see it here (7:43).

For the record, I was one of the people who didn’t bother getting health insurance in favor of having more beer money — after graduation and while I was working as a contract employee for the University.  That was for about 18 months, although I might have continued to be covered under my parents insurance for part of it as I was taking graduate courses… I don’t really remember all the details, but I remember my parents urging me to get insurance and me feeling invincible enough to not be bothered.

Then I got engaged and my future wife set me straight.

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